Goal planner
Start from the number you actually need — a house, a business, a corpus — and work backwards to the monthly investment that gets you there.
Monthly SIP needed
₹19,819
You will invest
₹35.67 L
Growth does the rest
₹64.33 L
To reach ₹1 Cr in 15 years at an assumed 12.0%, you would start a SIP of about ₹19,819 a month. Of the final corpus, ₹64.33 L comes from returns rather than your own contributions.
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This calculator is an illustration based on the rate of return you selected. It is not a projection or a guarantee. Mutual fund returns are not fixed and vary with market conditions. Mutual fund investments are subject to market risks, read all scheme related documents carefully.
How this is calculated
This reverses the SIP formula: given a target, a horizon and an assumed rate, it solves for the monthly contribution required.
If the monthly figure looks impossible, the honest answers are a longer horizon, a smaller target, or a step-up plan that starts lower and grows. We would rather have that conversation now than in year twelve.