SIP calculator
A systematic investment plan turns a monthly habit into a corpus. Move the sliders to see what yours could become.
You invest
₹18 L
Est. returns
₹32.46 L
Total value
₹50.46 L
Investing ₹10,000 every month for 15 years puts ₹18 L of your own money in. At an assumed 12.0% a year, compounding contributes the other ₹32.46 L.
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This calculator is an illustration based on the rate of return you selected. It is not a projection or a guarantee. Mutual fund returns are not fixed and vary with market conditions. Mutual fund investments are subject to market risks, read all scheme related documents carefully.
How this is calculated
The projection assumes your investment is made at the start of each month and compounds monthly at the annual rate you choose. The formula is the standard future value of an annuity due.
The rate of return is an assumption you control — not a promise. Equity mutual funds have historically delivered double-digit returns over long periods, but individual years vary widely and can be negative. Debt funds sit lower and steadier.